Privacy Policy

Last Updated: August 30, 2026

1. Introduction

Hard Money Lender of Boston (“we,” “us,” or “our”) is a lender. We finance borrowers directly. Because we collect non-public personal financial information as part of facilitating the lending process, our handling of your information is subject to the federal Gramm-Leach-Bliley Act (“GLBA”), including the Privacy Rule and the Safeguards Rule, as well as applicable state privacy laws.

This Privacy Policy explains what information we collect, how we use it, how and with whom we share it, and the choices you have. By using our website or submitting an inquiry, you agree to the practices described below.

2. Information We Collect

Identifiers

Name, email address, phone number, and mailing address that you provide through forms, by phone, or by email.

Property and Investment Information

Property address, property type, purchase price, rehab budget, after-repair value, timeline, purpose of the loan, and related investment details you share when requesting a loan.

Financial Information

Non-public personal financial information you voluntarily provide in connection with your inquiry, such as estimated credit range, experience level, liquidity, and existing debt. We do not request Social Security Numbers or full banking credentials through our website; if we require that information, we will collect it securely under our terms.

Usage Data

Information automatically collected when you visit our site, including IP address, device and browser type, pages viewed, referring URL, and timestamps. We and our service providers may use cookies and similar technologies for analytics and site functionality.

Communication Records

Records of your communications with us, including form submissions, emails, text messages, and the content and timestamp of your consent to be contacted.

3. How We Use Your Information

• To Evaluate your financing request through internal underwriting.
• To respond to your inquiries and communicate with you about your request.
• To verify the authenticity of submissions and prevent fraud or abuse.
• To maintain records of consent and communications as required by law.
• To operate, maintain, and improve our website and services.
• To comply with legal obligations and enforce our Terms of Service.

4. How We Share Your Information (GLBA Disclosure)

We do not sell your personal information. Consistent with the GLBA, we share information only as described below:

Internal Underwriting

When you submit an inquiry, we use the information you provide for internal underwriting so they can evaluate your request and contact you directly. Once our lending team receives your information, their use of that information is governed by their own privacy practices. Current loan program details are available upon request.

Service Providers

We share information with vendors that help us operate, such as email delivery, form processing, analytics, hosting, and customer-relationship-management providers. These providers are contractually required to use your information only to perform services for us.

Legal and Safety

We may disclose information to comply with applicable law, regulation, legal process, or a governmental request; to enforce our Terms; to protect the rights, property, or safety of Hard Money Lender of Boston, our users, or others; and to investigate or prevent fraud or abuse.

Business Transfers

If Hard Money Lender of Boston is involved in a merger, acquisition, financing, reorganization, or sale of assets, your information may be transferred as part of that transaction, subject to the commitments in this Privacy Policy or an updated notice.

5. Your Right to Limit Sharing

Submitting an inquiry through our website constitutes your authorization for us to use the information you provided to evaluate and respond to your request. If you would prefer that we not use your information for underwriting, please do not submit an inquiry.

To request that we stop using your information for underwriting going forward, to opt out of future marketing communications, or to ask us to delete your information from our systems, contact us using the information in the Contact section below. If your information is already in underwriting, contact us directly to address its use.

6. Data Security

Consistent with the GLBA Safeguards Rule, we maintain administrative, technical, and physical safeguards designed to protect the confidentiality, integrity, and availability of non-public personal information. These measures include access controls, encryption in transit, vendor due diligence, employee training, and periodic review of our information-security program. No method of transmission or storage is perfectly secure, and we cannot guarantee absolute security.

7. Your Choices

• Access and correction: You may request a copy of the information we hold about you or ask us to correct inaccurate information.
• Deletion: You may request that we delete the information we hold about you, subject to legal retention obligations and recordkeeping needs.
• SMS opt-out: You can opt out of text messages at any time by replying STOP to any text message you receive.
• Phone opt-out: You can ask any caller to stop contacting you by phone during the call, or email us at the address below.
• Email opt-out: You can unsubscribe from marketing emails using the link in any such email, or by emailing us.

Current loan program details are available upon request.

8. Children's Privacy

Our website is not directed to children under 13, and we do not knowingly collect personal information from children. If you believe a child has provided information to us, please contact us and we will take steps to delete it.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last Updated” date above. Material changes will be communicated through prominent notice on our website. Your continued use of the site after an update constitutes your acceptance of the revised policy.

10. Contact

Questions, requests, or concerns about this Privacy Policy should be directed to: